After an accident, the insurance company may offer you money to settle your claim. Typically, this offer will be for far less than your claim is worth, although the insurance company will try to make it sound like they are being generous.
You do not have to accept their offer.
If you reject it, you still have legal recourse. It is a gamble, but you may be able to receive far more than the insurance company offer. That is why you should always talk to an experienced accident attorney before accepting or rejecting a settlement offer from the insurance company.
Call Their Bluff by Exercising Your Legal Rights
The insurance companies would like you to believe that they have all the power. They investigate your accident and decide what it’s worth, if anything. And they want you to think that their decision is the end of the story – take it and feel lucky to get that much.
But that’s not how it works. You have the right to take your case to court if you feel that the insurance company’s offer is too low. That right was established when our country was founded. You have the right to conduct your own investigation, demand fair compensation for your losses, and let a jury decide who is right based on the facts in your case.
An experienced accident attorney will evaluate your case to determine if filing a lawsuit is in your best interest. There are time limits, however, so please talk to an experienced personal injury attorney in your area right away to learn more.